Summary

The following list summarizes the main points that were presented in this book. If you keep these points in mind, reaching your financial goals should be an easy task.

1. Pay yourself first (401-k account, IRA account, money market account, etc.).
2. Don’t speculate – invest!
3. Empower yourself, don’t depend on others.
4. Choose uncomplicated solutions to everyday financial problems.
5. Remember that investing is a journey in which direction is more important than speed.
6. Balance your financial diet.
7. Prudence, intellect, perception – you have them, so use them.
8. Age equals percent of fixed income.
9. Don’t mistake gambling for investing.
10. Prepare, don’t predict.
11. Bonds are the key ingredients.
12. Exercise discipline and diligence – if you’re lazy, you’ll lose.
13. High – yield bonds are called junk bonds for a reason.
14. Start saving and investing as early as you can.
15. Get children involved early.
16. Sugar highs have no nutritional value.

About the Author

Albert Teresa has worked on Wall Street for over 35 years, trading, selling, and giving seminars on investing. During that time, his focus has been primarily on the bond market. The bond market is the largest marketplace in the world and the least discussed. This book will show you the right way to enter the world on investing and show you how important it is to start with bonds.